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Terms and Conditions

Terms and Conditions

Last Updated: January 1, 2026

These Terms and Conditions govern your use of the SG Wealth Management website (sgwealth.ca) and the services we provide. By accessing our website or engaging our services, you agree to these terms.

Services Description

SG Wealth Management provides financial planning, wealth management, insurance planning, tax minimization strategies, retirement planning, and estate planning services to professionals and business owners across Canada.

Professional Advice Disclaimer

The information provided on this website is for general educational purposes only and does not constitute personalized financial, tax, legal, or investment advice. Every individual's financial situation is unique, and you should consult directly with a qualified professional before making financial decisions.

No Guarantee of Results

While we strive to provide the highest quality financial planning services, past performance does not guarantee future results. Investment values can fluctuate, and there is always risk involved in financial planning and investment strategies.

Intellectual Property

All content on this website, including text, graphics, logos, and images, is the property of SG Wealth Management and is protected by Canadian copyright law. You may not reproduce, distribute, or create derivative works without our written permission.

Limitation of Liability

SG Wealth Management shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of this website or reliance on information provided herein. Our total liability shall not exceed the fees paid for services rendered.

Regulatory Compliance

SG Wealth Management operates in compliance with all applicable Canadian financial regulations, including requirements set by provincial insurance regulators and investment industry standards. Our insurance and investment products are offered through properly licensed entities.

Links to Third-Party Websites

Our website may contain links to third-party websites for your convenience. We are not responsible for the content, privacy practices, or accuracy of information on external websites.

Modifications to Terms

We reserve the right to modify these Terms and Conditions at any time. Changes will be posted on this page with an updated revision date. Continued use of our website after changes constitutes acceptance of the modified terms.

Governing Law

These Terms and Conditions are governed by and construed in accordance with the laws of the Province of Ontario and the federal laws of Canada applicable therein.

Contact

For questions regarding these Terms and Conditions, please contact us.